Cash: Invest Smart and Drown in It
You say you know where your money goes and you don?t need it all written down to keep up with it? I issue you this challenge. Keep track of every penny you spend for one month and I do mean every penny.
You will be shocked at what the itty-bitty expenses add up to. Take the total you spent on just one unnecessary item for the month, multiply it by 12 for months in a year and multiply the result by 5 to represent 5 years.
Start with an interest bearing savings account. You may already have one. If you don?t, you should. A savings account can be opened at the same bank that you do your checking at ? or at any other bank. A savings account should pay 2 ? 4% on the money that you have in the account.
Corporate Credit Builder
You can select the duration of your investment, and interest is paid regularly until the CD reaches maturity. CD?s can be purchased at your bank, and your bank will insure them against loss. When the CD reaches maturity, you receive your original investment, plus the interest that the CD has earned.
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